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Sunday, 16 September 2018

Cara terbaik membuat pilihan untuk pinjaman peribadi bank di malaysia dan melihat perbezaan kadar keuntungan yang bank kenakan.

19:33 loan , tips 0 Comments



Cara membuat pilihan untuk pinjaman peribadi bank terbaik di malaysia dan melihat perbezaan kadar keuntungan yang bank kenakan.

Salam sejahtera hai, hari ini mejoriti daripada kita rakyat malaysia pasti ada rekod meminjam wang daripada bank ,sama ada pinjaman peribadi,pinjaman untuk hartanah ataupun pinjam untuk membeli kereta.

Sebelum membuat pinjaman bank ada baiknya sedara periksa betul-betul kadar keuntungan yang bank kenakan kepada kita kerana ada yang rendah ada yang tinggi walaupun nilai yang kita pinjam dengan pihak bank adalah sama,ya lah lagi pun pinjaman yang dibuat nanti makan tahun... kalau kira balik berapa kali ganda kita perlu bayar kan.

Disini saya cerita sikit apa yang saya tahu untuk tempoh waktu sekarang ,untuk tahun-tahun akan datang mungkin dah lain dah kadar keuntungan bank yang dikenakan kepada kita.

ok,dibawah ini beberapa bank yang saya kongsikan:

untuk anda yang nak buat pinjaman dengan Alliance Bank ,pihak bank ada menyediakan Pinjaman Peribadi CashFirst Alliance Bank . Sekiranya anda pinjaman RM10,000 untuk tempoh lebih 2 tahun ,anda perlu bayar setiap bulan RM449.92 dengan kadar bunga 3.99% setahun.

Bank kedua yang saya nak ceritakan iaitu Bank kuwait finance house.Pihak mereka ada menyediakan pinjaman Pembiayaan Peribadi KFH Murabahah-i ,dimana kalau anda pinjaman rm10,000 untuk tempoh lebih 2 tahun,anda perlu bayar setiap bulan RM466.67 dengan kadar bunga 6% setahun.

Bank yang ketiga iaitu RHB bank,Pihak mereka menyediakan pinjaman pembiayaan RHB Easy-Pinjaman Ekspres.Kalau anda main hentam je buat pinjaman asalkan dapat duit anda juga sengsara kerana di RHB bank kalau anda pinjaman RM10,000 untuk tempoh lebih 2 tahun,anda perlu bayar setiap bulan RM528.92 dengan kadar bunga  iaitu 13.47% setahun. ( kadar bunga untuk pinjaman peribadi sama)

Sini ada baiknya anda buat semakan dulu untuk semua bank yang akan anda buat pinjaman untuk pilih bank mana yang terbaik untuk anda memohon pinjaman nanti.

Ok,untuk lain-lain bank atau pihak pemberi pinjaman, untuk melihat kadar bunga yang dikenakan kepada kita anda boleh rujuk disini

Sekiranya anda tidak memerlukan pinjaman bank jangan gatal tangan lah nak mohon walaupun layak,sebaiknya anda urus kewangan ,simpan setahun dua dahulu selepas itu kalau nak buat silakan terutama kepada mereka yang baru dapat kerja dan belum ada rekod pinjaman bank.

Jangan nak bermegah pakai kereta mahal,beli rumah mahal dan sebagainya tetapi semua bayar guna duit pinjam,jangan seksa badan kerja setiap hari dapat gaji bagi dekat bank,belajar dulu mengurus kewangan nanti anda berterima kasih pada diri,tahan dulu nafsu tu okey..Biar susah sekarang jangan susah kemudian hari menanggung hutang bertahun-tahun sehingga pencen.Byee.

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Thursday, 13 September 2018

Ottawa Senators trade Erik Karlsson to the San Jose Sharks

12:25 other , sport 0 Comments


The Erik Karlsson saga in Ottawa has finally come to an end, as the Senators agreed to trade the defenseman to the San Jose Sharks on Thursday afternoon.

 In exchange Karlsson and Francis Perron, the Sharks will send a first round pick in 2020, a second round pick in 2019, Chris Tierney, Dylan DeMelo, Josh Norris and Rudolfs Balcers to Ottawa in the deal. There are also two conditional picks involved in the deal. 

 If the Sharks sign Karlsson to a contract extension, the Senators will receive a second round pick in 2021. That pick will be upgraded to a first round selection if the Sharks reach the Stanley Cup Final this season. If the Sharks flip Karlsson to an Eastern Conference team during this upcoming season, the Senators will receive an additional first round pick from San Jose.  

 There have been trade rumors surrounding Karlsson since last season. With the 28-year-old defenseman heading into the final year of his current deal and little progress being made on an extension in Ottawa, where they're currently undergoing a rebuild, it was widely expected that the Senators would trade their captain and franchise defenseman before the start of the season.

 Karlsson is a two-time Norris Trophy winner and a generational offensive talent on the blue line. Since he entered the NHL in 2009-10, no defenseman has scored more points than Karlsson. He has 518 (126 goals, 392 assists) points in 627 NHL games and has finished amongst the NHL's top-10 leading scorers twice.

 He is coming off a tough season in which he may not have been fully healthy following offseason ankle surgery. He scored nine goals (his lowest full-season total) and added 53 assists for 62 points in 71 games.

 Karlsson has spent his entire career with the Senators up to this point, having been drafted by Ottawa with the 15th overall pick in the 2008 NHL Entry Draft. He led them to the Eastern Conference Finals in 2017 before losing to the Pittsburgh Penguins (the eventual Stanley Cup champs) in overtime of Game 7.

 Things have unraveled in Ottawa both on and off the ice since then. The Senators finished near the bottom of the Eastern Conference last season and were plagued by multiple off-ice issues, including a cyberbullying scandal involving Karlsson and teammate Mike Hoffman. (Hoffman was also traded to San Jose this offseason before being flipped to the Florida Panthers.)

 In San Jose, Karlsson will join a Sharks defensive corps that already includes Norris-winner Brent Burns. That likely means that the Sharks will either have Karlsson and/or Burns on the ice at most points during this season.
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Sunday, 9 September 2018

USING YOUR BLOCKCHAIN WALLET

21:20 bitcoin wallet , 0 Comments


Logging in With Your Wallet ID

 To log into your wallet you need your Wallet ID, your password, and any two-factor authentication that you have enabled. Your Wallet ID is a string of random letters and numbers that acts as a username. You can find it by navigating to the ‘General’ section of your Settings menu. Although it looks similar to an address, your Wallet ID cannot be used to send or request funds


Checking Your Balance
You will always be able to see your balances at the top of your wallet and on your dashboard. Want to see your balance in your chosen currency instead? Click on your cryptocurrency value and it will display the fiat currency equivalent.


Sending & Receiving

 To send funds from your wallet, you need the recipient's receive address or QR code.
To request, you can share your address or QR code with the sender. Note: your bitcoin and bitcoin cash address will change each time you request but your ether address will stay the same.




Using Your Transaction Feed

 Your home screen will display your most recent transactions, and you can find your full transaction feed by clicking on the corresponding asset in your wallet’s menu.



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How do I get a bitcoin wallet?

21:12 bitcoin wallet , 0 Comments


Discover the world’s most popular bitcoin wallet. Visit today to get your free simple, secure and safe Blockchain wallet...

 Be Your Own Bank®

The safest and most popular wallet for investing and storing digital assets.Create your wallet here




#1 Bitcoin Wallet

 With over 28 million wallets, $200B transacted, and the lowest fees in the industry, it’s no wonder we’re the most trusted cryptocurrency wallet.
Best in Class Security

 Rest easy knowing your crypto is secured with the world’s most trusted crypto wallet. We give you full control, back up your funds, and protect them from unauthorized access.
You're the custodian, you have control.Learn More 
Send & Receive Instantly

 Whether you’re sending to a friend or transacting for business, Blockchain allows you to send and receive cryptocurrencies with the lowest fees.

 We support bitcoin (BTC), ether (ETH), bitcoin cash (BCH)

Lowest fees. Learn More
Exchange Crypto to Crypto

 Easily exchange crypto-to-crypto within your Blockchain Wallet. We now offer buy and sell for users in many countries looking to invest in crypto without leaving your secured wallet experience.

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Buy and sell supported in 36 countries
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Access Your Funds Anywhere

 Transform the financial system right from your pocket! Your Blockchain Wallet is available anywhere - ready to be on the go, just like you are.

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YOUR BITCOIN WALLET'S SECURITY

21:10 bitcoin wallet , 0 Comments


YOUR WALLET'S SECURITY VERY HIGH

When you create a Blockchain wallet, we recommend completing three key security features.


Verify Your Email
Verifying your email address allows us to send login codes when suspicious or unusual activity is detected, to remind you of your wallet login ID, and to send bitcoin payment alerts when you receive funds.
Set up Two-Factor Authentication
Enable two-factor authentication via SMS code, Yubikey, or Google Authenticator to further protect your wallet from unauthorized access.
Write Down Your Backup Phrase
Your backup phrase is the most important of all security measures. It is the key to ensuring your access to your funds if you forget your password or Blockchain is unavailable.
Your Backup Phrase


 The Failsafe

 a) What Is It?

 Your Backup Phrase, an encoded version of your wallet’s master seed, is a mnemonic passphrase made up of 12 random words. It acts as a backup, ensuring that you can always access your funds.
b) Why Do I Need It?
In the event that you lose your Wallet ID (or worse your password), your Backup Phrase is the only way you’ll be able to regain access to your funds. Reminder: we’re a non-custodial wallet which means we can’t reset your password.
c) Why Do I Have To Write It Down?
Anyone with your Backup Phrase can gain access to your funds and transaction history. To keep your funds protected from online hacks or accidental data loss, we recommend storing it offline - in a notebook or on a piece of paper.

d) Where Can I Find It?
You can find your Backup Phrase by navigating to the Security Center in your Wallet and selecting ‘Backup Phrase’.


Frequently Asked Question

what do ido if lose my password?

we're a non custodial wallet which means we can't reset your password.Your backup phrase is the only way for u to regain access to your fund if your forget your password.


HOW CAN I MAKE SURE MY PASSWORD IS SECURE?

Our recommandations for having a secure password are :

  • Be at least 16 characters
  • Be unique.Never use the same password twice
  • Be diverse.Passwords are case-sensitive ,so choose a healthy variety of upper and lowercase letters,numbers, and don't forget throw in some %, # , ! , * , or  &


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Learn What is blockchain technology?

20:06 blockchain , 0 Comments





The Bitcoin Network is the first successful implementation of blockchain technology.

 The term "blockchain technology" typically refers to the transparent, trustless, publicly accessible ledger that allows us to securely transfer the ownership of units of value using public key encryption and proof of work methods.

 The technology uses decentralized consensus to maintain the network, which means it is not centrally controlled by a bank, corporation, or government. In fact, the larger the network grows and becomes increasingly decentralized, the more secure it becomes. 

 The potential for blockchain technology is not limited to bitcoin. As such, it has gained a lot of attention in a variety of industries including: financial services, charities and nonprofits, the arts, and e-commerce.

 To learn more about the inner-workings of the Bitcoin Network, check out this article.
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Drawing the distinction between the uppercase “B” and lowercase “b” in Bitcoin

19:50 bitcoin , 0 Comments

A common area of confusion when talking about Bitcoin is the use of the uppercase “B” versus the lowercase “b.” What is the difference, and when do you use each one? In this post, we take a few minutes to explain what each of them represent, and how to use them.

 Bitcoin (the protocol and payment network)

 Bitcoin with a capital “B” is typically associated with Bitcoin the protocol and payment network. The uppercase form, “Bitcoin,” is also often used to refer to as the ecosystem as a whole. Using Bitcoin with a capital “B” is the common way of referencing Bitcoin when writing about it in general terms.

 An example would be, “I just learned about Bitcoin, and it’s a fast and cheap way for merchants to accept payments.”

 bitcoin (the currency)

 Bitcoin with a lowercase “b” written as “bitcoin” is usually associated specifically with bitcoin as the currency. When you intend to reference how much of the currency was transacted, or you’re focusing solely on the currency and not the broader payment network or protocol as a whole, you can use the lowercase form, “bitcoin.”

 An example would be, “I just sent two bitcoins from my Blockchain Wallet to the merchant.”

 These are not hard and fast rules, but they can helpful when trying to avoid confusion. Whichever way you decide to write Bitcoin, making sure you provide adequate context is usually all you need to ensure you’re explaining yourself clearly. It becomes particularly significant to draw the distinction when writing about the technical aspects of Bitcoin, and when explaining the differences between the protocol and the currency like we did here.

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